Health insurance is a type of insurance coverage that pays for medical, surgical, prescription drug, and sometimes dental expenses incurred by the insured individual. It can provide financial protection against high medical costs due to unexpected illnesses or injuries.

Health insurance policies vary widely in terms of coverage and cost. They may cover services such as doctor visits, hospital stays, prescription medications, preventive care, and some medical devices. Some plans may also offer coverage for mental health services, maternity care, and rehabilitation services.

Health insurance can be obtained through various sources, including employers, government programs (such as Medicare and Medicaid in the United States), and private insurance companies. In some countries, there are nationalized or socialized healthcare systems where healthcare is provided by the government and funded through taxes, eliminating the need for private health insurance.

Having health insurance can provide peace of mind knowing that you have coverage for medical expenses, and it can help prevent financial hardship in the event of a medical emergency.

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